Wheel and Tire financing option

Wheel and Tire Financing: What Are Your Options?

Tires-Easy Tire Buying Guide, Tire Financing

Wheel and Tire Financing: What Are Your Options?

Time and time again, we hear people claim that they can’t purchase new tires for their vehicle because they’re too expensive – even when their current tires are compromising their vehicle’s safety and performance.

It’s true that tires and/or wheels are a pretty hefty investment in your vehicle. Tire prices have gone up in the past few years, and most people anticipate spending between $800  – $1000 to buy and install new ones.

What many consumers don’t realize is that you don’t need to pay the entire sum upfront. You can purchase quality, safe tires for your vehicle through a variety of wheel and tire financing options. Even if you have poor credit, there are always to afford new tires.

Just because tires come with a high price tag doesn’t mean you should put off the purchase. If your tires are too worn, they can jeopardize your safety, as well as that of your vehicle’s passengers and other drivers on the road, and we never want anyone driving on unsafe tires.

The good news is, we have three different tire options for you to choose from  so you don’t have to skimp when it comes to your vehicle’s performance and safety.

How Can You Finance Tires?

The most common choice for tire financing is usually to finance through the tire seller. At Tires-easy, we offer several tire payment plans from a number of providers that spread your purchase over a set period of time.

When choosing a tire financing plan be sure you understand all the details, understand the APR, if there are hidden fees, if you can pay off early and save or if there are late fees. Read the fine print to avoid stumbling into a finance plan that doesn’t actually benefit you in the long-run. In this post, we want to help you understand your car tire financing options and guide you to the right choice for you.

Tire Financing with No Credit?

Many people ask us, “How can I finance my tires if I have no credit?

It doesn’t matter if you have no credit, good credit, or bad credit – there are options for every kind of buyer on the market.

The big difference is that if you have no credit, you will likely need to lease the tires rather than purchase them. You’ll still be able to put new tires on your vehicle right away, but you will be in a “lease to own “your tires. You will make easy payments based on when you get paid and there are no late fees ever. Depending on your pay schedule, payments may be made monthly or bi-monthly.


Affirm is a simple credit transaction that allows you to buy the tires upfront, but to distribute the actual purchase price over three months to a full year for purchases up to $999 and up to 18 months for purchases over $1000. You can apply to finance tires online to see if you are pre-qualified beforehand, or you can pick the Tires-easy product you want to buy and select “Affirm” at checkout.  Checking your eligibility won’t affect your credit score.

Checking your eligibility or Affirm tire financing won’t affect your credit score. You’ll quickly find out if you’re qualified, and you’ll learn what kind of APR the company can offer you (between 10% – 30%).

Affirm offers:

  • Simple application process
  • No hidden fees
  • No late fees
  • Flexible finance period – YOU choose!
  • Simple interest, not compound interest like other credit cards


Katapult offers a whole new way of making larger purchases and paying for them over time. Katapult is a lease to own option available for consumers who have no credit,  poor credit, or even bad credit. This is an excellent option for buyers who might not qualify with Affirm. Katapult doesn’t require a credit check and allows you to lease your tires with just a small down payment. They’ll coordinate your payments based on your paycheck schedule and make the process as simple as possible.  You can even save if you pay off your lease in full early.

Katapult offers:

  • 60 second application
  • Immediate approvals
  • Use in store and online
  • Check out with low initial payment
  • Easy payments matching when you get paid
  • Pay off anytime
  • NO Late fees ever!

Apply for Katapult now!

PayPal Credit

You may already have a PayPal Credit line, or you may want to apply at checkout after choosing your tires.  You can  buy tires on credit with Tires-easy and PayPal. PayPal allows you to finance your purchase of  at least $99, then pay them off over time.  You can even get 6 months of special financing.

To qualify for PayPal’s credit line you can apply at checkout , or  apply online  ahead of time.

PayPal Credit offers:

  • Quick easy application
  • Reusable credit line
  • No annual fee
  • No interest if paid in full in 6 months ( minimum monthly payments required )

The Wrap Up

At Tires-easy, we’re not just here to sell you tires. We’re here to ensure that every driver on the road has access to tires that match their vehicle needs and keep everyone safe.

Don’t let your budget be the one thing that prevents you from equipping your vehicle with the tires it needs. We’re always happy to work with customers to find the new tires payment plan that best suits their budget, credit, and timeline.

If you have any questions about how to finance tires, give us a call at 1-855-978-6789. Our experts are happy to guide you toward the right solution for your situation – as well as the best tires for your lifestyle, vehicle, and environment.

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